Plan for the rainy day, keep the family safe.
I help individuals and families work out how much protection they really need, then build a plan that fits their budget and their life.
Protection that covers the things you can't afford to lose
Every plan starts with a conversation about what matters to you: your income, your home, your health and the people who rely on you.
Life protection
A lump sum or income for your family if you're no longer around.
Health & critical illness
Cover for hospital bills and the income you lose while you recover.
Home & property
Keep the roof over your head and what's inside it.
Retirement & legacy
Income for the years after work, and a plan for what you leave behind.
Your cover should change as your life does
A plan that made sense at 25 rarely fits at 45. I review your cover as your life changes so you never pay for what you don't need or go without what you do.
- Starting outFirst income, first cover. Keep it affordable and lock in good health rates.
- Growing familyA home loan, a baby and school fees. Protect the income they depend on.
- Peak earningCover the lifestyle you've built, and start funding retirement seriously.
- Pre-retirementFill the gaps, plan medical costs, and arrange what you pass on.
Four simple steps to a plan you understand
Let's talk
A relaxed, no-pressure chat about your family, income, commitments and worries.
Work out the number
We run a Capital Needs Analysis to find exactly how much protection you need.
Build your plan
I compare options from different insurers and explain each choice in plain language.
Review every year
Marriage, a new baby, a promotion. We adjust your plan when life changes.
How much cover does your family really need?
Add up what your family would need if your income stopped, subtract what you already have, and see the gap. Change any number and the result updates.
Let's plan your protection today
Tell me a little about what you're looking for. I'll reply within one working day to set up a free, no-obligation conversation.